Equipment Cold-water pressure washer (commercial, 3,500+ PSI) e.g. $900–$3,000 Hot-water pressure washer (commercial) Include only if offering hot-water services e.g. $2,600–$14,000 Hoses, extension wands, nozzle tip set e.g. $200–$800 Gloves, goggles, slip-resistant boots e.g. $100–$400 Vehicle Trailer or van for equipment transport Wide range — trailer vs enclosed van e.g. $1,500–$15,000 Licensing & Permits Local business license Varies by city/county e.g. $50–$400 State contractor's license (where required) Not required in all states; check locally Not required in all states — check with your state's licensing board. e.g. $0–$600 Insurance General liability (annual, $1M/$2M — property damage focus) Higher risk profile than lawn care
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e.g. $500–$2,500 Commercial auto (annual, van or truck)
For per-state insurance estimates, see our
License & Insurance Estimator →
e.g. $1,000–$3,500 Supplies Soft-wash chemicals, soaps, degreasers (first fill) e.g. $200–$1,000 Marketing Logo + website DIY builders (Wix/Squarespace) reduce cost e.g. $200–$2,000 Vehicle/trailer lettering e.g. $300–$1,500 Working Capital 3-month operating buffer (fuel, chemicals, misc) Adjust to your actual monthly overhead × 3 e.g. $1,500–$6,000